What is Two Wheeler Insurance?

A two wheeler insurance policy covers you financially against damages to your bike or scooter and injuries sustained by you due to unforeseen events such as accidents, thefts or natural disasters. Bike insurance policies also cover you against financial liabilities arising out of injuries or damages caused to third-parties in an accident. The costs involved can make a major dent in your finances. Two wheeler insurance policies provide financial protection against such setbacks.

Key Benefits of Two Wheeler Insurance

A Bajaj Allianz policy comes with a host of benefits and features that make it an ideal plan for your two wheeler:

Online purchase and renewal: You can buy two wheeler insurance online in just a few clicks - it's that easy and convenient. The same applies for insurance renewal as well. You can get instant two wheeler insurance quotes without any paperwork.

Transfer of No Claim Bonus: You can transfer up to 50% of your No Claim Bonus (NCB) from any bike insurance provider. The NCB is a reward from an insurance provider for not making a claim on your policy. When you switch to Bajaj Allianz, you can migrate the No Claims Bonus from your previous policy to your new one.

Instant support: Enjoy round-the-clock claims assistance and quick SMS updates on claims status through our call centres.

Quick claims settlement: Enjoy speedy, hassle-free and cashless claims settlement through our network of preferred garages across India. Our processes are designed to minimize turnaround time on your claims.

What your bike insurance policy covers

A Bajaj Allianz two wheeler insurance policy provides coverage against the following:

• Loss or damage due to natural calamities: Your bike insurance policy covers fire, explosion, self-ignition or lightning, earthquake, flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost, landslide and rockslide.
• Loss or damage due to man-made calamities: Natural calamities aside, man-made disasters can also strike for a myriad of reasons. And these can be just as unforeseeable as natural disasters. The motorbike insurance policy from Bajaj Allianz provides coverage against burglary, theft, riot, strike, malicious act, accident by external means or any terrorist activity. Further, any damage in transit via rail, road, inland waterway, lift, elevator or air is also covered by the insurance policy.
• Personal Accident Cover: The bike insurance policy comes with a personal accident cover of Rs. 1 lakh for the owner or driver. It covers accidents that may occur while driving the vehicle, travelling on it and mounting or dismounting from it. You can also add personal accident cover for a pillion rider with this policy.
• Third Party Legal Liability: Bajaj Allianz two wheeler insurance covers liability to third parties. This covers any damage, loss, death or bodily harm caused to another person or property by the insured vehicle. This is mandatory as per the law in India.